A fiduciary is someone who is legally required to put the client’s best interest before their own. I am a fiduciary 100% of the time in my firm. Some advisors only act as a fiduciary part of the time (or none of the time).

I am a proud fee-only advisor. That means I am compensated only via client fees and not product sales or commissions. Fee-based advisors are not the same as fee-only. They are able to be compensated via a mix of client fees and commissions.

I realize that hearing what clients think about working with me is important. It used to be that all advisors were forbidden from having “testimonials”. In 2020, the SEC changed their rules - but only for firms who were regulated at the federal level. Unfortunately, for those of us regulated at the state level, we are subject to state rules. As a Registered Investment Advisor (RIA) in the state of California (who doesn’t conform to the SEC standard), I’m not allowed to provide client reviews.

I am an independent Registered Investment Advisor (RIA). I am not compensated by any financial institution.

For those clients who desire investment management services, I use Schwab (through GeoWealth) and Betterment to custody client assets.

No. I can manage any account size. However, I do have a minimum fee of $4,800 per year that can be paid through a combination of Financial Planning Fees, and Investment Management Fees.

I normally recommend low-cost, globally diversified, passive ETF portfolios.

Investment Allocation is based on personal risk tolerance and planning needs.

I focus on:

• Discussing Time Horizon

• Setting Tax Allocation and Investment Location for the Long-Term

• Reducing Concentration Risk

• Managing Tax Impacts in the Short-term

• Avoiding emotional/impulse decisions

• Aligning strategy with personal goals and values

1. We start with a short introductory call so that you can share why you are reaching out and what you need help with.

2. We will have a second call to review your tax return or data provided.

3. I’ll send you a follow-up with the services and pricing structure proposed.

4. Once you decide to move forward, we’ll meet to gather your data and help you get organized.

5. Next, I will complete any analysis required to answer your pressing questions.

6. Then we’ll meet to review the recommendations and decide what topics we’ll tackle next.

7. We’ll cover all the main areas of planning in the first year.

8. We meet as needed as questions come up and your life changes.

Yes! Please click on the Schedule an Intro Call button in the menu to be taken directly to my calendar.

Please see the services section for information.

No! I work with clients virtually all over the country. I will refer out prospective clients in Texas or Louisiana because of their state registration requirements. All other states should be fine.

I work primarily with professional women - either single or as part of a couple. I will usually refer out single men as other advisors may be a better fit.